X1 Wealth MCP¶
Remote MCP server (Streamable HTTP, OAuth) - the official server from X1 Wealth that gives any MCP client access to a household's financial record. It reads the trusts, entities, properties, policies and documents behind a family's financial life, and every answer comes back with its source attached or is declined. Published in the official MCP Registry as com.x1wealth/x1.
Server type: Remote (Streamable HTTP)
Auth: OAuth with dynamic client registration; API keys for eligible accounts
Endpoint: https://mcp.x1wealth.com/mcp
Tools: Document search, document read, record Q&A with citations, entity and document comparison
Pricing: Free account; X1 plan for full family-office service
Category: Finance
Built by: X1 Wealth
Why This Matters for Operators¶
High-net-worth families and their advisors run on documents scattered across advisors, lawyers and portals. Asking an assistant about "our" finances normally produces either a hallucination or a generic answer, because the assistant never sees the record. X1's mechanism is the fix: the assistant works only from the household's own record and must cite the document and page behind each answer, or explicitly decline.
For operators and principals, that means a question like "what does the trust say about distributions to the children" returns an answer with a source they can verify, not a guess. It compresses advisor back-and-forth and gives a consistent, auditable second read on documents that usually only get one.
The key advantage is cited, source-anchored answers over private financial documents rather than open-web guessing.
Tools & Capabilities¶
| Tool | Purpose |
|---|---|
| Record Q&A | Answers questions about the household record, citing document and page |
| Document search | Finds documents held in X1 |
| Document read | Reads a specific document and returns its content |
| Compare records | Compares entities or documents across the household record |
Installation¶
claude mcp add --transport http x1 https://mcp.x1wealth.com/mcp
Per-client walkthroughs are published for Claude, ChatGPT, Codex, Muse and any other MCP app at x1wealth.com/connect/.
Configuration¶
{
"mcpServers": {
"x1": {
"type": "http",
"url": "https://mcp.x1wealth.com/mcp"
}
}
}
Sign in with your X1 account; OAuth supports dynamic client registration. Desktop apps connect immediately, web apps connect once X1 has confirmed the sign-in return location.
Business Relevance¶
- Family principals can query trusts, entities and policies in plain language and get cited answers.
- Advisors and family-office staff can prepare meetings by pulling the exact document behind a figure.
- Legal and tax coordination gets a consistent document trail instead of re-requesting files.
- Multi-entity operators can compare records across entities and properties in one prompt.
- Auditors and reviewers get page-level citations for every claim the assistant makes.
Integration with CorpusIQ¶
X1 is the private-document counterpart to CorpusIQ's business systems. Where CorpusIQ's QuickBooks and Stripe connectors show operating company finances, X1 holds the household record around them - trusts, holding entities and policies - so an assistant can answer "does the distribution we planned clear the operating company's covenants?" by reading both surfaces.
A composed workflow: pull the operating company's cash position from a CorpusIQ connector, ask X1 for the trust's distribution terms with citation, and have the assistant draft a decision memo that quotes the governing document. CorpusIQ reads the businesses; X1 reads the family record over them.
Limitations¶
- Requires an X1 account with at least one document; not a public read surface.
- The server is proprietary and operated by X1 Wealth; no self-hosting.
- Answers are scoped to documents actually held in X1, and it declines when ungrounded.
- Web clients wait on X1 confirming their sign-in return location before connecting.
- Wealth-management vertical scope; not a general document store.
FAQ¶
Can the assistant answer questions without documents in X1?¶
No. X1 grounds every answer in the household record and declines when it has no source.
Is the X1 MCP server open source?¶
No. The repository documents the server, but X1 Wealth operates it as a hosted, proprietary service.
What auth does X1 use?¶
OAuth with dynamic client registration, with X1 API keys for eligible accounts.
Does it cite sources?¶
Yes. Each answer carries the document and page behind it, so a principal can verify it.